Restrictors-an insurance lesson

[nrv1]

Having just taken my restrictors out ( and yes it made a material difference) I thought I would do the decent thing and let me insurers know.Apparently the classic insurance policy I am on does not allow any modiifcations.After initially telling me a sister company could insure for a 500% increase (roughy half the value of the vehicle) they then changed their minds and said they could not insure it at all as it had 12 seats.
This echoes the total frustration I had a few months ago trying to insure my Defender 300 TDI 110 CSW ( with a couple of mods) when only one insurer ( among the supposedly specialist 4x4 insurers) would insure it.
The lesson is check with your insurers before making mods especially if you have a 12 seater.

[disco2hse]

Or you could tell 'em you put them back.

[nrv1]

The insurers are somewhat canny and want a letter from a garage confirming the work has been done.

[nrv1]

As a PS to this saga the insurers emailed me (bold as brass) a week later ( after I had put them back in) saying the additional premium is 75 sterling.After telling me it was uninsurable.
I am not best pleased with Adrian Flux.

[sebking]

Flux shafted me.

Peter Best sorted, better cover, less money, more understanding, better policy.

If you've got a station wagon with flux you'll find you are not covered.

Thieves.

[nrv1]

By way of update Adrian Flux have agreed to reimburse me for the cost of putting the restrictors back in.I am still out of pocket though as I have taken them out again as they can insure me now.

[disco2hse]

ahh insurance companies. Aren't they so cute when they get all bureaucratic. It's almost like the staff start behaving as though they were human.